Lockard & Williams Insurance, a third party administrator, was established in 1990 by a team of experienced insurance and benefit professionals to provide a complete range of products, consulting and management services to employers and the insurance brokerage community. Lockard & Williams has proven especially beneficial for companies faced with the escalating costs of providing good benefits to their employees. Many companies, like yours, have quietly taken advantage of self-funded plans and the related cost savings for many years. Lockard & Williams’ committed professionals innovate cost control systems, guarantee timely management of meaningful information and offer a limitless number of plans designed to help our clients, brokers, consultants and plan members realize significant savings. We offer the latest in technology, yet maintain a very personal relationship with each client. 




Lockard & Williams is an active member of the Society of Professional Benefit Administrators (SPBA), which enables us to watch trends, shape legislation through direct input and analyze issues that affect employee benefits today and for the future. Lockard & Williams’ primary objective is to allow each of our clients to make the Right Benefit Decisions, because we provide them with the Right Information for today’s changing times. We take pride in treating people ethically according to the highest standards of honesty and integrity. Lockard & Williams provides long term relationships and a higher level of service. We welcome the opportunity to assist you in designing a plan to achieve your financial goals. The satisfaction of every client is our most important job at Lockard & Williams!




A big part of our job is listening to our clients and their employees.  We know health insurance is not always easy to understand.  At Lockard & Williams, we provide employer and employee education during annual enrollment meetings.  By knowing your benefits, you can maintain a healthy lifestyle while keeping your out-of-pocket expenses to a minimum.  If you have any questions regarding your benefits, please do not hesitate to contact our office at your convenience at (228) 762-2500  We are open for business Monday – Friday, 8am to 5pm CST.

Services Provided:

Self-Funded Medical & Dental
Local Administration
  • Plan Design Consulting
  • Enrollment & Education
  • Managed Care Networks
  • Forecasting & Planning
  • Compliance
Fully Insured Medical & Dental
  • Local Assistance
  • Plan Design Consulting
  • Enrollment & Education
  • Managed Care Networks


COBRA / HIPAA Administration
Section 125 / HRA Administration
  • Premium Only Plan
  • Flex Spending Account
  • Dependent Care Account
  • Health Reimbursement Arrangement


Life Insurance
  • Group Life / AD&D
  • Voluntary Life


  • Short Term
  • Long Term


Voluntary Products
  • Accident Plan
  • Cancer Plan
  • Hospital Supplement Plan
  • · Vision Plan


Consolidated Billing
Individual Medical Policies
  • Children (Up to 18 years of age)
  • Adults (19 to 64 years of age)
  • Medicare Eligible